B

We also offer a service after bankruptcy to help

families improve their credit with a credit restoration

program that cleans up their credit reports and

improve their credit score.

This program allows them to begn a new credit life. They now can purchase homes and automobiles with a high credit score, low interest rate and save thousands of dollars. Call us today.
How can The Bankruptcy Clinic help me with my Chapter 7 Bankruptcy petition? For over 30 years, The Bankruptcy Clinic has been able to assist individuals with new starts when their financial debts take over their lives. When you choose to work with The Bankruptcy Clinic, we are able to assist in every step of your Chapter 7 filings. This can be a difficult path and it can be made easier with an experienced team by your side. We have all of the current information pertaining to Chapter 7 filings and this experience will make the process easier for you. We understand that this can be a stressful time and we don't want the petition process to cause even more stress. If you are ready to begin, contact us today and we will be glad to assist you.
Will I lose all of my possessions if I file for Chapter 7 bankruptcy? The myth that you'll lose everything when you file bankruptcy sparks fear in a lot of people. This is not necessary a true statement and if the right steps are taken during the petitioning process, individuals could lose little to no personal property. When an individual begins the filing process, personal assets will be split into exempt and non-exempt assets. These asset categories vary depending on the state, but the concepts remain the same. Exempt property includes assets that are essential to living (i.e. tools of trade, food, clothing, heirlooms, and more). Anything that is declared to be non-exempt property will be liquidated and used to appease the creditors. When you choose The Bankruptcy Clinic to assist with your Chapter 7 bankruptcy filings, we will work hard to make sure you lose little to no personal assets. You are our top priority.
What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a declaration process used for individuals unable to pay back their outstanding debts. When an individual files for Chapter 7 bankruptcy, they are asking the court to wave any and all current debt. Upon approval, the collectors will be barred from contacting the you, the borrower, and it will allow you to have a fresh start and move onto a new chapter of life. When you choose to file Chapter 7 bankruptcy, the petition process will require an conference to show all current assets and debts. The paperwork is about a 100 pages, forms that need to be filled in and filed; in the court. When you allow The Bankruptcy Clinic to assist you, the process will be fast and we want the petition process to be even more easy. If you are ready to begin, contact us today and we will be glad to assist you.
How will this process affect my credit score? Both Chapter 7 and Chapter 13 bankruptcy filings will affect an individuals credit for for 10 years— even after the 10 year period, the bankruptcy filing may linger on the credit history report. This is an important thing to understand and contemplate before filing for bankruptcy. When you contact The Bankruptcy Clinic, we can assist you with navigating this decision and subsequently navigate the process should you choose to continue.
Can I get fired from my job if I file for bankruptcy? Legally, employers are not allowed to dismiss you if you choose to file for bankruptcy. However, should you be looking for a new job, employers may look at an individuals credit score and history of bankruptcy may affect their hiring decisions. This is another issue that The Bankruptcy Clinic can help you navigate. We want you to be set up for complete success on the other side of this process.
Is everyone qualified for Chapter 7 bankruptcy? No, not everyone is qualified for Chapter 7 bankruptcy. In 2005, congress tightened up the requirements necessary to qualify for Chapter 7 bankruptcy. Upon filing, the court will look at the individual's disposable income in comparison to that of a median income within the same state. The court will also review personal assets and debt and from there a decision will be made. If the Chapter 7 case is dismissed, the individual will be able to file for Chapter 13 bankruptcy and develop a 3-5 year payment plan to pay off their debts. Should you have more questions about this topic or are ready for filing assistance, contact The Bankruptcy Clinic and we will be more than willing to assist you!
B
Credit Restoration Program
B

We also offer a service after bankruptcy to

help families improve their credit with a

credit restoration program that cleans up

their credit reports and improve their credit

score.

This program allows them to begn a new credit life. They now can purchase homes and automobiles with a high credit score, low interest rate and save thousands of dollars. Call us today.
How can The Bankruptcy Clinic help me with my Chapter 7 Bankruptcy petition? For over 30 years, The Bankruptcy Clinic has been able to assist individuals with new starts when their financial debts take over their lives. When you choose to work with The Bankruptcy Clinic, we are able to assist in every step of your Chapter 7 filings. This can be a difficult path and it can be made easier with an experienced team by your side. We have all of the current information pertaining to Chapter 7 filings and this experience will make the process easier for you. We understand that this can be a stressful time and we don't want the petition process to cause even more stress. If you are ready to begin, contact us today and we will be glad to assist you.
Will I lose all of my possessions if I file for Chapter 7 bankruptcy? The myth that you'll lose everything when you file bankruptcy sparks fear in a lot of people. This is not necessary a true statement and if the right steps are taken during the petitioning process, individuals could lose little to no personal property. When an individual begins the filing process, personal assets will be split into exempt and non-exempt assets. These asset categories vary depending on the state, but the concepts remain the same. Exempt property includes assets that are essential to living (i.e. tools of trade, food, clothing, heirlooms, and more). Anything that is declared to be non-exempt property will be liquidated and used to appease the creditors. When you choose The Bankruptcy Clinic to assist with your Chapter 7 bankruptcy filings, we will work hard to make sure you lose little to no personal assets. You are our top priority.
What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a declaration process used for individuals unable to pay back their outstanding debts. When an individual files for Chapter 7 bankruptcy, they are asking the court to wave any and all current debt. Upon approval, the collectors will be barred from contacting the you, the borrower, and it will allow you to have a fresh start and move onto a new chapter of life. When you choose to file Chapter 7 bankruptcy, the petition process will require an conference to show all current assets and debts. The paperwork is about a 100 pages, forms that need to be filled in and filed; in the court. When you allow The Bankruptcy Clinic to assist you, the process will be fast and we want the petition process to be even more easy. If you are ready to begin, contact us today and we will be glad to assist you.
How will this process affect my credit score? Both Chapter 7 and Chapter 13 bankruptcy filings will affect an individuals credit for for 10 years— even after the 10 year period, the bankruptcy filing may linger on the credit history report. This is an important thing to understand and contemplate before filing for bankruptcy. When you contact The Bankruptcy Clinic, we can assist you with navigating this decision and subsequently navigate the process should you choose to continue.
Can I get fired from my job if I file for bankruptcy? Legally, employers are not allowed to dismiss you if you choose to file for bankruptcy. However, should you be looking for a new job, employers may look at an individuals credit score and history of bankruptcy may affect their hiring decisions. This is another issue that The Bankruptcy Clinic can help you navigate. We want you to be set up for complete success on the other side of this process.
Is everyone qualified for Chapter 7 bankruptcy? No, not everyone is qualified for Chapter 7 bankruptcy. In 2005, congress tightened up the requirements necessary to qualify for Chapter 7 bankruptcy. Upon filing, the court will look at the individual's disposable income in comparison to that of a median income within the same state. The court will also review personal assets and debt and from there a decision will be made. If the Chapter 7 case is dismissed, the individual will be able to file for Chapter 13 bankruptcy and develop a 3-5 year payment plan to pay off their debts. Should you have more questions about this topic or are ready for filing assistance, contact The Bankruptcy Clinic and we will be more than willing to assist you!
B
Credit Restoration Program